Disclaimer: This calculator is a tool for indicative use only. No result from the use of the calculator should be considered a loan application or an offer of a loan. The calculator does not take into account your personal circumstances. All interest rates displayed are guides only. Repayments as a result of this simulation can vary based on your personal circumstances including your credit worthiness. Other assumptions can apply. You should discuss your circumstances with our finance professionals or through your own independent sources. The calculated repayments do not include establishment fees and charges.